Wiser Lending Can Help You Realize the Dream of Homeownership.
CONVENTIONAL LOANS
We have some of the lowest rates and lowest cost in the business and our conventional loans prove it.
- Minimum 620 FICO score
- 3% down options available
- First Time Homebuyer programs
- Loan Amounts to $484,350
FHA LOANS
FHA Loans are great if you have credit or income issues. Our FHA Loans have helped many borrowers who thought they couldn’t buy a house.
- 580 Minimum FICO score
- 3.50% Down
- Easier Qualifying guidelines
- Loan Limits vary by County – $384,100 is common in Austin, Texas
CONFORMING HIGH BALANCE LOANS
Wiser Lending Offers Conforming High Balance Loans to keep our customers from paying Jumbo Loan Rates and Costs.
- 680 Minimum FICO score
- 10% Down with NO MI required
- Better rates, easier guidelines and faster turn times than Jumbo
- Loan Amounts from $484,351- $726,525
VA LOANS
Veterans and their families are one of our main focuses. We offer the best VA Loans available to say Thank You for serving our country!
- 580 Minimum FICO score
- 0% Down with NO MI required
- Better rates and easier guidelines with lower costs
- Loan Amounts to $484,350
JUMBO LOANS
Need a Big Loan for your Dream Home? We have you covered with our Wiser Jumbo Loans.
- 680 Minimum FICO score
- 10% down available
- Our Jumbo Rates give the big banks a run for their money
- No Mortgage Insurance
- Loan Amounts to $3,000,000
HARD MONEY AND INVESTOR LOANS
If you are a seasoned real estate investor or just breaking into the business, we can help grow your portfolio and fund your next deal.
- Fix and Flip Loans – Finance 100% of your renovation
- Buy and Hold Loans
- Creative Financing with Hard Money
- Combine your Real Estate Portfolio into One Payment
Wiser Lending is The Wiser Choice to Buy Your Next Home
We are licensed in Texas and Florida and have helped many families and individuals realize their dream of home ownership. Since we are experts in all types of financing, we know how to get you qualified for the best loan for your situation. We understand that your new home is your most precious investment, so we ensure you understand the process fully and get the best rate with the lowest cost possible. Wiser Lending is the Wiser Choice for Home loans; Contact us today and you’ll be enjoying your new home in no time!